If your home has been damaged by flood, fire or earthquake, it can be hard to know what to do first. The situation is stressful enough without having to navigate the following steps on your own. At RC Jamieson Builders, we’ve helped Christchurch homeowners through all kinds of disasters – here’s what you need to know.
Step 1: Mitigate the Damage
Your first job is to prevent things from getting worse. This is called mitigation. For example, after a water leak you may need to contact a plumber or a roofer to repair the cause. After a fire, you may need to secure the property to prevent further damage or break-ins. We can help you with this part – whether it’s tarping a roof, boarding up windows, or referring you to a plumber.
It’s essential to take photos and document any actions you take before and after. This helps your insurance claim and protects you from disputes later on.
Step 2: Lodge Your Insurance Claim
Please get in touch with your insurance company and submit a claim as soon as possible. They’ll inform you of the necessary information and outline the claim process. In most cases, they’ll arrange for an assessor to visit and may ask you to get quotes from licensed builders.
Step 3: Let Us Help With the Paperwork and the Build
Once your claim is lodged, we can give you a detailed quote that meets the insurer’s requirements and help with any additional information the assessor may need. We’ve worked with insurance companies for over 25 years, so we know what they’re looking for. Once the claim is approved, we’ll handle the repairs quickly and correctly, with no shortcuts or cowboy tactics.
Local Help, When You Need It Most
Whether you’ve had a significant event or minor damage, RC Jamieson Builders is ready to help Christchurch families get back on their feet. Give us a call, and we’ll guide you through the following steps.
Need help after a flood, fire or earthquake? We’re just a call away.
